personal finance

The ABCs of personal finance and investing; how to invest wisely and grow your wealth.

Why I believe Financial Literacy is Important
Often times you hear politicians and other groups talk about poverty and their only solution is to throw money at it. I will leave it to the reader to find out how much has been spent. There is an old saying, "Give a man a fish and he eats for a day; teach a man to fish and he eats for life." You can give all the money you want to the poor and it will not help. If you truly want to help then financial literacy as well as human nutrition need to be taught in school.
By Ferrari King6 years ago in Trader
5 Valuable Financial Tools for People With Disabilities
This year marks the 30th anniversary of the Americans With Disabilities Act of 1990. The ADA was intended to remove many of the obstacles that people with disabilities face in their daily lives. Significant strides have been made under the ADA, yet you still may face barriers to participating fully in the mainstream financial marketplace if you use a wheelchair or have other limitations. The following tools are available to help make your financial path a little easier to navigate, even with a disability.
By Dennis McKonkie6 years ago in Trader
Borrowing Options for People with Bad Credit
Borrowing money and applying loans has become a frequent fallback option for many people. With the ongoing crisis, many have experienced difficulty getting their applications approved, especially bad credit borrowers. Bad credit owners take the heavy brunt of the economic crisis that's happening today, especially in traditional banks where getting approved is even harder.
By Tiffany Wagner6 years ago in Trader
Short Term Personal Loans that Skip the Credit Check Process
Loans serve many purposes in people’s lives and since the time that banking has existed, loans have not just been around but also evolved to be safer, quicker and of many kinds. Loans however are not always attainable for everyone. Apart from just being a settled adult, having a constant income and having all documentation that a loan may require, there’s also the credit history that matters.
By Novlik6 years ago in Trader
Direct Lender Loans: Expensive but Efficient & Easy
Advantages often come at a cost and there isn’t any exception to this rule when it comes to Direct Lender Loans. Surveys and studies go to show that non-bank Direct Lender Loans - or what we shall refer to, here for the purpose of this article as simply Direct Lender Loans – stay in demand despite all the critiques writing and talking against them.
By Novlik6 years ago in Trader
Does Leasing a Car Help Your Credit Score?
Leasing holds many advantages for people who prefer to drive newer cars and keep their vehicles under the manufacturer’s warranty throughout their ownership. Another benefit of leasing is the lower monthly payment you’ll make because of the way car leases work. With all of this in mind, it makes sense to wonder if leasing a car can also help your credit score.
By Alica Knopwood6 years ago in Trader
How to create shared savings in a relationship.
There will be a time when you and your partner are ready to commit to a financial goal outside your daily capacity. Whether it’s a fast car, a fancy apartment, your fantasy holiday or the forever-house, saving money becomes necessary.
By Ashley Beeby6 years ago in Trader
Developing Good Spending Habits
If you find yourself spending more than what you expected or consistently living beyond your means, you may want to assess the overall financial picture. When you build a system designed to spend less and save more, this may eliminate unwanted stress and anxiety. Making small changes to your spending habits can significantly improve your ability to reach your financial goals faster.
By Luciana6 years ago in Trader
Start Saving, Protect Yourself
With an Ongoing pandemic, social injustice, and the 2020 election right around the corner, it’s uncertain how the future is going to look. That being said steps can be taken to protect our financial futures’.
By Nam B6 years ago in Trader
Why I Can't Save Money
I hate money. Mostly, because I hate the fact that I have none. I'm constantly struggling for money, living "paycheck-to-paycheck", and feeling like I'm going nowhere in life. I try to save money, but it just seems so difficult.
By Amanda Doyle6 years ago in Trader
Easy & Simple Installment Options Through Online Loans
It is hard to predict what happens in life at any given time. An intelligent person would be wise to prepare for most of the unpredictable scenarios that may or may not happen in life. This is where Simple Installment Options come in very handy. It is the best you can do for your family and loved ones.
By Thomas Coles6 years ago in Trader
How Some Bad Credit Score Holders Manage Quick Loans
It seems like a universally known fact that one’s credit score is the key to their options of borrowing money through loans. However, experts and some borrowers know that the credit score system, like almost any other system, comes with its own pros and cons and it has its own limitations and flaws. Apart from that, the market also needs to accommodate people with poor credit scores as they could still be in need of loans. And yes, today’s market does have answers – there are solutions available out there, that help borrowers get loans despite poor credit scores.
By Novlik6 years ago in Trader